Exero Claims — Insurance Claims Investigations

Insurance Claims Investigation Services

Exero Claims, the insurance claims investigation division of Exero Group s.r.o., provides 16 services in three groups: claims investigation, compliance and specialist services. They support insurance carriers, third-party administrators, self-insured organizations, public-sector organizations and international insurers and claims professionals with matters in the Czech Republic.

Claims investigation establishes the facts of a claim; compliance services verify continuing claimant, beneficiary and employee circumstances; specialist services support underwriting, litigation and SIU capacity. Services are selected according to the needs of each assignment. How assignment works · Who we serve

Claims Investigation

Investigation and verification of the facts of insurance claims, including surveillance, online research, scene documentation, witness statements and fraud investigation.

What You Receive

A structured investigation report with executive summary and full findings
Photographs and video where applicable
Relevant data-protection and investigation documentation, where applicable.
Where appropriate, investigator testimony limited to the investigative work performed and factual findings; not guaranteed in every matter
Reports in Czech or English, whichever you prefer

Frequently Asked Questions

Common questions from insurance carriers and TPAs evaluating an investigation referral. More answers are in the central FAQ.

Can Exero Claims investigations be used in Czech civil proceedings?

Investigation reports and supporting documentation are prepared to support insurance claims, civil proceedings and related litigation where appropriate. Investigations are conducted for an identified purpose and with regard to applicable Czech and EU privacy and data protection requirements. The admissibility and evidentiary weight of evidence are determined by the applicable court or authority. Where appropriate, investigators can give testimony limited to the investigative work performed, their factual observations, findings and documentation. Testimony is not guaranteed in every matter, and investigators are not presented as expert witnesses.

How fast can you deploy on a high-exposure insurance claim?

Deployment timing depends on assignment requirements, location and investigator availability. Urgent assignments can be discussed at the time of referral.

Do you work directly with insurance carriers and TPAs?

Yes. Exero Claims works directly with Czech and international insurance carriers, TPAs and SIU teams, self-insured businesses and organizations, and government and public-sector organizations. Assignment requirements, scope and authorization are reviewed before investigative work begins.

Is surveillance of a claimant legal in the Czech Republic under GDPR?

Surveillance assignments are conducted for an identified purpose and with regard to applicable Czech and EU legal, privacy and data-protection requirements. Whether a particular activity is lawful depends on its circumstances, including its purpose, proportionality and the methods used. Assignment requirements, scope and authorization are reviewed before investigative work begins.

What deliverables do we receive at the end of an investigation?

A structured investigation report with a summary and findings; photographs and video where applicable and lawful; relevant data-protection and investigation documentation, where applicable; and investigator testimony regarding investigative work and factual findings, where appropriate. Reports are delivered in Czech or English.

Do you operate nationwide across the Czech Republic?

Yes. Assignments can be carried out throughout the Czech Republic, for example in Prague, Brno, Ostrava or Plzeň, as well as in other regions. Assignments are coordinated according to the location, investigative requirements and available resources. Scope, timing and anticipated costs can be discussed before fieldwork begins.

Can you handle bilingual files for international insurers?

Investigative work can be conducted locally in Czech. Reporting for international clients can be provided in English.

Have a claim that needs verification?

Refer it in confidence through the Assignment Portal, or contact us to discuss the matter.