Exero Claims — Insurance Claims Investigations
CLAIMS INVESTIGATIONS

Insurance Claims Investigations in the Czech Republic

Exero Claims provides insurance claims investigation services throughout the Czech Republic for insurers, TPAs, self-insured organizations and international claims professionals.

Investigator carrying a notebook and phone on a Prague street with a tram and Prague Castle in the background

We conduct field investigations and research to establish facts relevant to a claim. An assignment may involve a single investigative service or a combination of services based on the issues requiring investigation.

Investigation Services

Services can include:

  • Surveillance and activity verification
  • Background and prior claims research
  • OSINT and SOCMINT
  • Scene investigations
  • Witness interviews and recorded statements
  • Compliance visits
  • Sick leave compliance
  • Disability and benefits verification
  • Workplace injury investigations
  • Alive & Well visits
  • Investigation of suspected fraud or misrepresentation
  • Litigation support

Claims We Investigate

Assignments can involve personal injury, motor, liability, workplace injury, disability and benefits, property and other insurance claims.

Investigation may be appropriate when additional facts are required, information conflicts, circumstances require independent verification or possible misrepresentation has been identified for further review.

Exero Claims establishes and documents facts. Decisions concerning coverage, liability, fraud, benefits or payment remain with the instructing client.

Surveillance and Activity Verification

Surveillance can document publicly observable activity relevant to the handling of a claim.

Investigators record observations and provide photographs or video when obtained during the authorized assignment.

Background and Open-Source Research

Background, public-record and open-source research can assist with verification of information relevant to a claim.

Research may include identity and address information, business interests, employment or professional information, property interests, insolvency records, publicly available court information and relevant online activity.

Field Investigations

Local field investigation can include scene attendance, witness enquiries, interviews, recorded statements, address verification and other authorized enquiries.

Investigators can attend locations throughout the Czech Republic according to the requirements of the assignment.

Compliance and Benefits Verification

Exero Claims provides field verification for sick leave, disability, workplace injury, benefits and other continuing claims.

Services can include home visits, activity verification, Alive & Well visits and other authorized field enquiries.

Czech Republic Coverage

Exero Claims provides investigative services throughout the Czech Republic.

Assignments are coordinated from Prague and can be conducted in other regions according to the requirements of the claim.

International Claims

International insurers, TPAs and claims professionals can instruct Exero Claims directly when a claim requires investigation in the Czech Republic.

When an investigation extends beyond the Czech Republic, appropriate cross-border support can be coordinated where required.

Reporting

Clients receive written reports describing the investigative work performed and the information developed.

Reports distinguish investigator observations from witness statements, third-party information and research findings. Photographs, video and other supporting material are included when obtained during the authorized investigation.

Investigation reports and supporting documentation are prepared to support insurance claims, civil proceedings and related litigation where appropriate. The admissibility and evidentiary weight of particular evidence are determined by the applicable court or authority.

Data Protection and Privacy

Investigations are conducted with regard to applicable Czech and EU privacy and data protection requirements, including the GDPR and Czech Act No. 110/2019 Coll., on the Processing of Personal Data.

Who We Work With

Exero Claims works with:

Assign a Claim

Submit an investigation through the Exero Claims Assignment Portal with the available claim information, investigative objective and any specific questions that should be addressed.