Exero Claims — Insurance Claims Investigations
SELF-INSURED ORGANIZATIONS

Investigation Services for Self-Insured Organizations

Exero Claims provides investigation, compliance and field verification services for self-insured businesses and organizations throughout the Czech Republic.

HR and risk professional reviewing a file in a Central European logistics warehouse

Services can support employers and other organizations retaining responsibility for their own workplace injury, employee absence, disability, benefits and related claims.

Investigation Support

Services may include:

  • Workplace injury investigations
  • Surveillance and activity verification
  • Sick leave compliance
  • Compliance visits
  • Disability and benefits verification
  • Background and open-source research
  • Witness interviews and recorded statements
  • Scene investigations
  • Alive & Well visits
  • Other authorized field enquiries

Workplace Injury Claims

Exero Claims can investigate workplace injury and occupational claims through scene investigation, witness interviews, surveillance, background research and other authorized enquiries.

Sick Leave Compliance

Home visits can provide an independent record during a period of sick leave or medically related absence.

An unsuccessful visit does not by itself establish non-compliance.

Compliance Visits

Compliance visits can address client-specific questions and provide an independent record of contact, information provided and investigator observations.

Surveillance and Activity Verification

Where authorized, surveillance can document publicly observable activity relevant to a claim or absence matter.

The investigator reports observed activity without making medical conclusions.

Disability and Benefits Verification

Field verification can support disability, income replacement and other continuing benefits matters.

Exero Claims establishes and reports facts.

The instructing organization and its appropriate professional advisers determine medical restrictions and benefit eligibility.

Recurring Programs

Self-insured organizations requiring recurring investigation or compliance visits can instruct Exero Claims on an ongoing basis.

Assignments can follow agreed questions, authorization procedures and reporting requirements.

Independent Field Reporting

Reports distinguish information provided by the subject, information provided by third parties and investigator observations.

The instructing organization determines the significance of the findings and any employment, claims or benefits action.

Czech Republic Coverage

Investigation and compliance services can be conducted throughout the Czech Republic.

Data Protection and Privacy

Investigations are conducted for an identified purpose and with regard to applicable Czech and EU privacy and data protection requirements.

Discuss Investigation or Compliance Support

Organizations can contact Exero Claims to discuss individual assignments or recurring investigation and compliance requirements. Individual matters can also be submitted through the Exero Claims Assignment Portal.